Non-QM Loans
Welcome to Faith Lending:
Your Solution for Non-QM Loans
At Faith Lending, we understand that traditional loan requirements don't fit everyone's financial situation. Our Non-Qualified Mortgage (Non-QM) loans offer flexible alternatives for borrowers with unique financial circumstances, such as self-employed individuals, investors, or those with irregular income streams. We're here to help you find the right loan solution tailored to your needs.
Non-QM loans are designed for borrowers who do not meet the standard criteria for conventional loans. These loans provide more flexible underwriting guidelines, making it possible for individuals with non-traditional income documentation or credit situations to secure a mortgage.
100M+
Loans Funded
1000+
Families Served
25+
Years of Service
REQUIREMENTS FOR Non-QM Loans
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Credit History: Must demonstrate creditworthiness, though traditional credit scores may be less critical.
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Down Payment: Typically higher than conventional loans, often around 20% or more.
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Income Verification: Alternative methods to verify income, such as bank statements, asset documentation, or rental income.
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Debt-to-Income Ratio: More flexible, allowing higher ratios compared to conventional loans.
Book your Appointment Today!
Book your Appointment and speak to our Loan Specialists!
Faith Lending Can Help by:
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Expert Guidance: Our team of mortgage professionals will assist you through every step of the FHA loan process, ensuring you understand all your options.
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Personalized Support: We provide tailored solutions to fit your unique financial situation and homeownership goals.
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Streamlined Process: Faith Lending simplifies the application and approval process, making it smooth and stress-free.
Discover how Faith Lending can help you achieve your homeownership dreams with an FHA loan. Reach out to our team to begin your journey to owning a home.
