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HOME EQUITY REFINANCE

Welcome to Faith Lending:

Unlock Your Home's Potential with Home Equity Refinance Loans

At Faith Lending, we are committed to helping you leverage the equity in your home to achieve your financial goals. Our Home Equity Refinance Loans offer a flexible and affordable way to access your home's value, providing funds for home improvements, debt consolidation, or other major expenses. Let us help you make the most of your investment with ease and confidence.

A Home Equity Refinance Loan allows homeowners to refinance their existing mortgage while tapping into their home’s equity. This type of loan can provide lower interest rates and better terms, making it an ideal solution for those looking to reduce monthly payments, pay off high-interest debts, or fund significant expenses.

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100M​+

Loans Funded 

1000+

 Families Served 

25+

Years of Service

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REQUIREMENTS FOR HOME EQUITY REFINANCE LOAN

  • Credit Score: Minimum of 620, though higher scores may qualify for better rates and terms.

  • Loan-to-Value (LTV) Ratio: Typically up to 80% of the home's appraised value.

  • Income Verification: Proof of stable employment and sufficient income to cover the new mortgage payments.

  • Property Appraisal: An appraisal is required to determine the current market value of the home.

  • Home Equity: Sufficient equity in the home to support the loan amount.

Book your Appointment Today!

Book your Appointment and speak to our Loan Specialists! 

Faith Lending Can Help by:

  • Expert Guidance: Our team of mortgage professionals will assist you through every step of the FHA loan process, ensuring you understand all your options.

  • Personalized Support: We provide tailored solutions to fit your unique financial situation and homeownership goals.

  • Streamlined Process: Faith Lending simplifies the application and approval process, making it smooth and stress-free.

Discover how Faith Lending can help you achieve your homeownership dreams with an FHA loan. Reach out to our team to begin your journey to owning a home.

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