VA LOANS
Welcome to Faith Lending:
Your Path to Homeownership with Conventional Loans
At Faith Lending, we specialize in guiding you through the world of conventional loans with confidence and clarity. Our team of experienced mortgage professionals is here to help you make informed decisions that align with your financial goals, ensuring a smooth journey to homeownership.
Conventional loans are mortgages not insured by the federal government, often offering competitive rates and terms. These loans are ideal for borrowers with strong credit and stable income, providing flexible options for purchasing or refinancing a home.
100M+
Loans Funded
1000+
Families Served
25+
Years of Service
Book your Appointment Today!
Book your Appointment and speak to our Loan Specialists!
Faith Lending Can Help by:
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Expert Guidance: Our team of mortgage professionals will assist you through every step of the FHA loan process, ensuring you understand all your options.
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Personalized Support: We provide tailored solutions to fit your unique financial situation and homeownership goals.
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Streamlined Process: Faith Lending simplifies the application and approval process, making it smooth and stress-free.
Discover how Faith Lending can help you achieve your homeownership dreams with an FHA loan. Reach out to our team to begin your journey to owning a home.
REQUIREMENTS FOR CONVENTIONAL LOANS:
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Credit Score: Minimum of 620.
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Down Payment: Typically 5% to 20% of the home's purchase price.
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Debt-to-Income Ratio: Should not exceed 45%.
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Income Verification: Proof of stable employment and income is required.
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Property Standards: The property must meet specific standards and appraisals set by the lender.
Explore our Conventional Loans to unlock the door to your new home with ease and confidence. Contact Faith Lending today to get started!